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Voice Expense Tracker for iPhone, Just Say It | Cash Book

Quick answer

Voice logging in Cash Book is one tap and one sentence. Press the coral mic at the bottom of the Home screen and say what you spent, in your own words, in any major language. An AI model turns the audio into one or several transactions, each with an amount, a merchant or note, a tag and a date. They land on Home with an Edit option, so a misheard number is a two-second fix. It needs a connection. The audio is parsed and then dropped, never kept.

Most expense trackers fail for one boring reason. Logging takes long enough that you quietly stop doing it. The mic is our answer to that, and it is the part of Cash Book we use most.

Talk like you'd tell a friend

Tap the coral mic circle at the bottom of Home and say what you spent. No form. No menu to choose from first. "Twelve euros lunch at Beshamel" is a complete entry, and so is the whole day rattled off on the walk home: "coffee three fifty, groceries forty-two at Lidl, twenty on petrol, and I got paid the fifty back from Ana".

That last one comes back as four transactions, one of them income, because you said Ana paid you back rather than that you paid her.

Cash Book sends the audio to an AI model and gets one transaction per thing you mentioned. Amount, merchant or note, tag, date. Say "yesterday" and the date moves with you.

What the AI fills in

The fields you would normally tap through are inferred instead. The amount comes from what you said, in whatever currency you spoke. The merchant becomes the note. The tag is matched against your own tags, so "groceries" lands on your Groceries tag with its emoji squircle, and the model would rather reuse a tag you already have than invent one. Whatever it cannot work out gets a sensible default you can change.

Language is not the hard part here. Someone logging in Spanish with a German shop name gets the same result as someone logging in English.

Merchant names take the worst of it. Say a small local place quickly, on a street, and you can get a phonetic spelling that looks like nobody's shop. Amounts hold up far better than names, which is the trade we would pick anyway.

Review before it sticks

Nothing is written silently. After a voice log the new transactions appear on Home in the day's list with an Edit option right there. Open one and you get the same sheet the keypad uses: amount, tag chips, note, date, account, and the Expense, Income or Transfer pill. Two seconds and the number is right.

Voice needs a connection, because the parsing happens through the app's relay rather than on the phone. So there are places it simply will not help. A plane. A supermarket basement with no bars. For those, the keypad is one tap away and works offline, and the camera is there for the times a receipt is easier to show than to describe.

When it earns its keep

The point of voice is not novelty. It is that the log gets done while you still remember what the twelve euros were for. This is the fastest path into the app, and we would rather you used it than the keypad, because the insights and budgets are only ever as honest as the entries underneath them.

Want the full walk-through, from first tap to fixing a tag? Read how to log expenses by voice. It takes about as long to read as it takes to log a week.

Frequently asked questions

What can I say?

Anything that sounds like a purchase. “Twelve euros lunch at Beshamel” is enough for one entry. “Coffee three fifty, groceries forty-two at Lidl and the gym fee” gives you three. Amounts, merchant names, tag hints and days like “yesterday” are all picked up.

Does it work in my language?

Yes. Voice logging understands spoken expenses in any major language, and you can mix in merchant names in another language without breaking it. The interface itself ships in 26 languages.

Is my voice recording stored?

No. The clip goes through the studio's relay to an AI model for parsing, and nothing is kept after the transactions come back. Usage analytics only count that a voice log happened, never what was said.

What if the AI gets something wrong?

Every voice log shows the result with an Edit option. Change the amount, tag, account or date in the same sheet the keypad uses. Nothing is saved behind your back.

Get Cash Book on the App StoreFree for 7 days. $19.99 once for lifetime.